How to Navigate your EarnIn Work Hub

A quick-start guide for employees.

Audience	Employees whose employer uses EarnIn Payroll
Purpose	Find your way around the EarnIn Work Hub — paycheck, direct deposit, time off, documents, and more
System	EarnIn app — Work Hub

Quick reference

I want to...	Go to
Set up my EarnIn account	Ask your employer for the sign-up link from your current self-service portal.
Log in to EarnIn	earnin.com → Log in
Access Work Hub	EarnIn app → Tap your employer name on the "Paycheck in X Days" section of the home screen
View my latest paycheck	Work Hub → Paycheck card
See past paychecks	Work Hub → Paycheck → Past paychecks
Download a pay statement PDF	Work Hub → Paycheck → View statement
Set up or change direct deposit	Work Hub → Direct deposit setup
Split paycheck across accounts	Work Hub → Direct deposit setup → + Add
Check my time off balance	Work Hub → Available time off
Request time off	Work Hub → Available time off → Request time off
View my work info	Settings → Work info
View pay information	Settings → Work info → Pay information
Edit emergency contact	Settings → Work info → Emergency contact → Edit
Access tax & pay documents	Work Hub → Documents
Go paperless	Work Hub → Documents → Go paperless
Access Cash Out (earned wage access)	EarnIn Home → Cash out tile or Transfer tab

1. Getting started with EarnIn

If your employer uses EarnIn Payroll, they'll send you a link to get started. This section covers how to log in and access the EarnIn Work Hub.

New user: Create your EarnIn account

1. Open the invitation link your employer sent you. You'll land on the EarnIn welcome page.
2. You'll see a "Welcome, [Your Name]" screen. Tap Get started.
3. On the "Do these details look right?" screen, confirm your legal name, last 4 digits of your SSN, and date of birth. If any of this information is incorrect, contact your HR department.
4. Create your login details (if you don't already have an account with EarnIn).
5. Review Notices & Consents: check the boxes to acknowledge EarnIn's Privacy Policy, Consent to Data Transfer, and agree to the General Terms of Service and E-Sign Consent Agreement. The SMS marketing consent is optional.
6. Tap Create account.

Returning user: Log in to EarnIn

1. Open the EarnIn mobile app or head to www.earnin.com in a browser window.
2. On the "Log in or sign up" screen, enter your phone number or email and tap Continue. You can also tap Log in with passkey if you've set one up.
3. If EarnIn recognizes you, you'll see a "Welcome back, [Name]!" screen with three options:
   • Text a code to your phone
   • Get an email
   • Enter your password
4. Log in using your account information.
5. If EarnIn does not recognize you, follow the prompts to sign in.

2. Your Work Hub home

Work Hub is your payroll dashboard inside of EarnIn. Once you are logged in to your EarnIn account, you can reach it in two ways:

1. Tap your employer's name on the EarnIn home screen, or
2. Tap the Work tab in the bottom nav bar.

Find your way around Work Hub

Card	What it shows / does
Paycheck	Latest pay summary: deductions, taxes, take-home pay. Tap for full details.
Direct deposit setup	Shows where your paycheck goes. Tap to update or split.
Available time off	Your vacation and sick time balances. Tap to see all leave types or request time off.

note

Before your first paycheck runs, you'll see "Payday is almost here — Your first paycheck will be available here on {date}." Once your first paycheck is processed, the live paycheck card replaces this.

3. Your paycheck

View your latest paycheck

Where to go: Work Hub → Paycheck card

Tap the paycheck card to open the Paycheck detail screen. Tap any row to expand and see the full breakdown.

Row	What's shown when expanded
Gross earnings	Type (Regular/Overtime/Vacation), Hours, and Amount per type.
Deductions	Pre-tax deductions: 401K contribution, Health insurance, and others.
Taxes	Federal withholding, State withholding, Social security, Medicare.
Net pay / Take home pay	Your final take-home amount after all deductions and taxes.

View past paychecks

Where to go: Work Hub → Paycheck card → scroll to Past paychecks

Past paychecks are listed beneath your current paycheck detail — tap any row to view that period's full breakdown. Use Select all at the top of the list to select multiple periods at once.

Download a pay statement (PDF)

Where to go: Work Hub → Paycheck card → View statement

Tap View statement in the top-right of any paycheck screen. The Earnings Statement PDF includes:

• Earnings — Date, Hours, Rate, Amount per entry; Current Total and Worked Hours
• Year-to-date — YTD hours and YTD amount
• Taxes — Current and YTD: Federal withholding, Social security, Medicare, State withholding
• Deductions — Current and YTD: Dependent care, Medical insurance
• Benefits — ER paid medical, Profit sharing
• Paid time off balances — Vacation and Sick
• Payment method — Direct deposit amounts per account

tip

Tap the share icon (↗) in the top-right of the Statement screen to save, print, or share the PDF.

4. Direct deposit

View your current direct deposit setup

Where to go: Work Hub → Direct deposit setup

This screen shows which bank accounts receive your pay and in what amounts. Tap the pencil icon next to any account to edit it.

Split your paycheck across accounts

Where to go: Work Hub → Direct deposit setup → + Add

1. Tap + Add to add another bank account.
2. For each account, choose a Method: Percentage (%) or fixed Dollar amount ($).
3. Enter the value for each account. Amounts must add up to 100% or leave one account as "Remainder."
4. Check the box to agree to your employer's Direct Deposit Authorization agreement.
5. Tap Save. You'll see "New account added" when successful.

note

Changes require employer approval. While under review you'll see "Changes awaiting approval — Your request to update your direct deposit setup is being reviewed." Cancel a pending request by tapping the trash icon.

Direct deposit status states

What you see	What it means
[Account] 100% or Full amount	Your full paycheck goes to one account.
[Account] 80% / [Account] 20%	Split across two accounts. Shows after saving a new split.
[Account] $150 / [Account] $500 / [Account] Remainder	Mixed-method split: fixed $ amounts with one account receiving the rest.
Changes awaiting approval	Update submitted, pending employer review.
New account added	A new bank account was successfully added to the split.

5. Time off

Check your time off balances

Where to go: Work Hub → Available time off

The Time off screen shows all your leave categories. Each type displays:

• Available — hours you can still use
• Used — hours already taken this period
• Upcoming — hours in pending or approved future requests

Leave type	Notes
Vacation	Standard paid vacation hours.
Sick	Paid sick leave.
Jury duty	Available if your employer tracks this leave type.
Paid time off	General PTO bucket if your employer uses combined leave.

note

If you are in a probationary period, balances show "Pending" instead of hours until probation ends.

Request time off

Where to go: Work Hub → Available time off → Request time off

1. Tap Request time off at the bottom of the Time off screen.
2. Select dates using the date picker.
3. Select type: Vacation, Sick, Jury duty, or Paid time off.
4. Select hours: Full day or a partial amount.
5. Add a note (optional) visible to your manager.
6. Tap Submit request.

Your request appears under Upcoming requests at the top of the Time off screen.

Manage an upcoming request

Where to go: Work Hub → Available time off → Upcoming requests → pencil icon

Status badge	What it means
Pending approval	Submitted, waiting for manager review.
Approved	Manager approved. Counts toward your Upcoming hours.
Changes saved	You edited a pending request and the update was saved.
Deleted time off request	You cancelled a request. Removed from Upcoming.

6. Documents

The Documents screen is your central library for all payroll and employment paperwork — tax forms, pay statements, company policies, and more.

Access your documents

Where to go: Settings → Document Center → Work Documents

Category	What's inside
Tax documents	Your W-2s, 1099s, and other tax forms. Tap View all to see all years.
Employee documents	Personal employment documents such as offer letters and agreements.
Company documents	Company-wide documents: handbooks, policies, and notices.

Go paperless

Where to go: Settings → Document Center → Work Documents → Go paperless

Opt in to receive your statements electronically instead of by mail.

Setting	What it controls
Pay statements — Get paperless statements	Consent to receive electronic pay statements. Tap View terms to read the agreement.
Pay statements — Get email notifications	Get an email alert when a new pay statement is available.
Tax statements — Get paperless statements	Consent to receive electronic tax documents (W-2, etc.).

note

Enabling paperless statements means you consent to electronic delivery. You can toggle this off at any time to revert to paper statements.

7. Work info & profile

View your work information

Where to go: EarnIn app → Settings (bottom nav) → Work info

Field	What it shows
Name & title	Your legal name and job title.
Employment type	Full-time, Part-time, etc.
Employee ID	Your unique ID at this employer.
Hire date	The date you were hired.
Go to Work Hub	Shortcut button back to Work Hub home.

View your pay information

Where to go: Settings → Work info → Pay information

Shows your compensation and classification details as set by your employer:

• Pay Frequency (e.g. Biweekly)
• Default hours (hours per pay period)
• Pay group (e.g. Salaried — exempt)
• Tipped (Yes / No)
• Branch, Division, Department

View or edit emergency contacts

Where to go: Settings → Work info → Emergency contact

Lists all emergency contacts on file. The primary contact has a green "Primary contact" badge. Each contact shows name, home/cell/work phone, and relationship.

To edit a contact:

1. Tap Edit next to the contact.
2. Update any fields: name, phone numbers, or relationship.
3. To make this the primary contact, toggle Primary emergency contact on.
4. Tap Save. You'll see "Changes saved" confirmation.

Relationship options: Spouse, Partner, Child, Sibling, Grandparent, Other.

note

To add a contact, tap the "+" icon (top-right of Emergency contact screen). To delete, tap Delete contact at the bottom of the Edit screen.

The information you update here only updates your EarnIn personal information. If you need to update this with your employer, please contact them directly.

8. Cash Out — Earned Wage Access

Cash Out lets you access a portion of your earned wages before your scheduled payday. The more hours you have recorded, the more you may be eligible to access.

Understanding Cash Out eligibility

Where to go: EarnIn Home → Cash out tile or Transfer tab

Topic	Detail
How eligibility is calculated	EarnIn uses your recorded hours and pay rate to estimate earnings so far. The available amount updates as you log more hours.
Payroll connection	For EarnIn Payroll users, timecard data flows directly into Cash Out eligibility — no bank connection required.
Pay period progress bar	The Paycheck card shows a progress bar (e.g. JUL 14 → JUL 28) indicating how far through the pay period you are.
After payday	Your full paycheck is deposited to your direct deposit accounts. Any Cash Out amounts are automatically reconciled.

note

Cash Out availability depends on your employer's EarnIn configuration. Contact HR if you don't see a Cash Out option.

Questions?

Contact your Payroll Service Provider.