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January 2025 Tax Update #2

2025 January Tax Update #2 Release Notes

Released: 2025-01-24

important
  • You must be using ReadyPay and ReadyPay Services version 3.66.0.10 (or higher) to install this tax update.

  • High Impact ticket in this update: Secure Act 2.0 deduction type annual limits have undergone further revision. See Dev. Ticket RPO-3048 for details.

Installation Instructions

  1. Stop all but one instance of the Ready Pay Process Server service on your classic Process Servers in your service bureau environment.

  2. SyncUP to Taslar to receive tax updates.

  3. Restart your ReadyPay process server(s).

  4. SyncUP RPO to ReadyPay to push the tax updates to RPO.

  5. Restart your RPO process server(s).

Release Notes

TicketRelease Notes
RPO-3048Deduction types for retirement accounts have been revised further. The changes are to comply with Secure Act 2.0 section 109 provisions. Specifically, the additional catch up for ages 60-63.

Additional catch up for ages 60-63 has been added back to:

401k, 403b, 408k, 457b, Roth 401k, Roth 403b, Roth 457b, 457b ER Match

The following "High Limit" deductions types are end-dated 06/30/2025:

401k HL, 403b HL, 408k HL, 457b HL, Roth 401k HL, Roth 403b HL, Roth 457b HL, 457b ER Match HL

No changes have been made to:

Simple, Simple 401k, Simple 401k HL, Simple Roth, Simple Roth HL, IRA, Roth IRA

A deduction type has been added for:

Simple HL

N.B

.: A future release of ReadyPay will have the ability to turn the additional age 60-63 catch up on or off without using a separate deduction type.
RPO-3056Federal 940 eFile rounding has been fixed. Previously, a rounding problem could cause the total liability on Schedule A to not equal the total tax amount.
RPO-3053IA W-2 eFile has been updated to the newest specs.
RPO-2972MA withholding tables have been updated for 2025.
RPO-3006MD withholding tables have been updated for 2025. Also, MD-ANN1 middle bracket rate has been updated to 0.03 for 2025.
RPO-3044MS withholding tables have been updated for 2025.
RPO-3054NM SUI and AST wage base is 33,200.00, effective 1/1/2025.
RPO-3062TurboTax mag media has been fixed. Previously, state RS records were missing.